The Truth About Home Protection Plans

In some cases, a seller may offer you a home protection plan in lieu of an inspection. Before you get excited about a home warranty plan, make sure you understand what you’re getting, and what you’re not getting.
Home Protection Plans Provide Commercial Pest Control Supplies Near Me Limited Coverage
The coverage you get with a home protection plan is limited. Home protection plans typically restrict you to a specific provider or one of a few providers, who have agreements with the home warranty company. Generally, you make a co-pay when someone comes out to your home to inspect a problem, and you may also have to pay a portion of the repair cost, depending on the terms of the plan.
Unfortunately, home protection services provide limited coverage. They may include many exclusions that prevent the plan from covering common home issues. For example, a protection plan may not cover damage to the structure of the home, or may only cover damage if it occurs in a specific Pest Control Tech way or during a limited time period. Realistically, these plans have as many exclusions as possible to avoid paying out. These businesses only make money if they pay out less than they take in, so they generally overcharge for these plans and do what they can to avoid making payouts.
Even if a specific repair is covered, it may only be covered up to a certain dollar amount. That means that you’d have to pay any costs over that dollar amount, or accept a less optimal repair just to qualify for the coverage. Over the long term, this can cost you far more than doing a repair properly in the first place.
Never accept a home service plan in lieu of a property inspection. Some sellers or home builders offer home warranty plans as a token of ‘good faith’ to demonstrate to buyers that there is no problem with the property, and that buyers are protected if a problem should occur. Unfortunately, because home plans cover such a limited range of issues, buyers may not have the protection they think they have if a problem should occur. Buyers should never accept a home protection plan in lieu of a property inspection. Buyers should insist on a property inspection, and if the seller isn’t willing to grant one, buyers should walk away from the property.
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The Truth About Hobo Spiders & How to Stay Safe

The hobo spider is one of the many arachnid species that has found its home in the Pacific Northwest. The hobo, Tegenaria agrestis, is a European immigrant species that has earned a bad reputation Orkin Pest Control Near Me for being a potentially poisonous spider in the United States since the 1980s. The name “hobo” is linked to the spiders presumed spread to distant cities by way of the railroads.
The hobo is one of the few spiders in North America whose bite can be medically significant. While generally fearful of humans, the hobo (like most spiders) will defend itself if threatened. Its feared that the venom can be strong enough to cause necrosis – killing flesh and causing infections around the bite. However, don’t fear or kill every spider you see. The giant house spider is a competitor of the hobo spider and actually keeps it out of our homes. The house spider does not cause harm to humans or animals and it is a great natural pest control agent. That said, it is nearly impossible to determine the difference between a hobo spider and the giant house spider with the naked eye.
The two spiders are related; both are indigenous to North Western Europe and were introduced to our area in the early 1900s. Hobos build funnel-shaped webs to capture insects. The webs are not sticky and they are usually low to the ground. Woodpiles, yard waste and home foundations are very appealing places for hobo spiders to build webs. However, there are many closely related species of spiders that make similar webs in similar places, so if you see funnel webs on your property that does not necessarily mean there are hobo spiders in them. (The scientific name of the hobo spider is Tegenaria agrestis. Also living in Washington are 2 other closely related spiders, the giant house spider, Tegenaria duellica (known as Tegenaria gigantea to some) and the barn funnel weaving spider, Tegenaria domestica (also known as the domestic house spider to some). All three of these spiders originated in Europe. Related spiders (Agelenopsis potteri, Agelenopsis pennsylvanica and Hololena nedra ) are often misidentified as hobo spiders. All of these are common Washington spiders which are brown, make funnel webs and belong to the family Agelenidae.)
Kathy Elkins, one of Eden’s Integrated Pest Management Consultants in Portland says, “If you think you have hobo spiders, use caution like you should around all spiders. It is not necessary to panic; they are not interested in biting you. Wear gloves when you work in garden or move wood.” If you notice Tidy House Hacks many funnel-shaped webs in your residence, treat them with care. Standard pest control techniques may not affect arachnids, but there are methods that can help. The easiest treatments are removing the web and food supply (insects), but excessive populations require more advanced treatment plans.
One trick to help you identify what is NOT a hobo spider is by its markings. “If you see spots, …