Termites: A Real Threat To Homeowners

Subterranean termites are common problem in Ohio and a very real threat the structural integrity of homes and to the wallets of homeowners in Cincinnati, Cleveland and Dayton as well as throughout the Buckeye State and in regions throughout the country. In fact it is estimated that these wood destroying insects cause nearly $5 billion in damages each year in the US alone. What’s even scarier is that termite damage is not always covered by homeowners insurance – and may result in extensive repair bills that must come out of your wallet.

Termites are capable of causing severe damage to your homes structure as well as the items contained within. Although they feed primarily on dead or rotting wood, these insects will also consume the cellulose in materials such as books, newspapers, drywall and other wood by-products. Simply put they will threaten the health of your home, your furniture and other personal belongings if left unaddressed.

So know that you know how destructive these pests can be, how do you ensure that your home and your wallet are protected? First off, learn how to identify termite activity in and around your property. Although they are masters at avoiding detection if you know what to look for you can locate a termite problem. Here are a few of the more obvious signs of an infestation:

Termite swarmers

Shed wings and dead termites

Mud tunnels in or around the foundation, under windows and on walls

Drooping window or door frames

Pin-sized holes and blistering Herbs That Roaches Hate on walls and sheetrock

A termite swarm, made up of the reproductive members of a colony, is often the first real clue to a problem and in Ohio they generally occur in late March through May. Soon after flight, swarmers will shed their wings Bed Bug Repellent Essential Oil and begin establishing new colonies. If you witness a termite swarm, this means that there is an active colony on a neighboring property or even on yours and that your home is at risk for a termite problem.

Simply swatting and killing these winged insects will not stop the problem; neither will targeting foraging workers with sprays and poisons. You must eliminate the entire colony to eliminate the threat to your Ohio property. The only effective way to do this is to contact a professional pest control company that specializes in termite control. They have the training, experience and products to effectively rid your home of these damaging insects as well as prevent new colonies from establishing in the future.…

What to Look For in a Homeowner’s Insurance

The home is the most valuable property you can have. It is your safe haven and the place where you dwell with your children. There is no place like home so therefore every measure should be done in order to protect your home. This is where the homeowner’s insurance comes along. You should be able to scout around for the best insurance coverage for your property. It is always a safe bet to choose the big name insurance that has been operating for a long time, even those who exist long before you were born. However, many insurance companies nowadays provide excellent coverage. Below are some things that you should look for in a homeowner’s insurance.
1. Select an insurance that allows you to rebuild. You can buy a Homeowner 3 or HO-3 policy. This has coverage of 120-150% of the value of your house for rebuilding. Review your policy whenever you make improvements to your home. For homes that are more than twenty years old, make sure the policy will upgrade its pay to the current building codes. This can also be called dwelling coverage. This serves as protection of your home against destruction or damage. In case of fire, flood, lightning and other perils that damage your home, the insurance will cover the cost of repair and rebuilding.
2. Choose a policy that offer protection to your property. This covers what is inside your home. It is a percentage calculated at typically fifty percent of the home’s value. Electronics and jewelry are subject to replacement limits of $1,500 to $2,500 per item. Keep a dated record of your possessions and store in a safe-deposit box or some place outside your home.
3. Coverage for additional living expenses. If your home is destroyed by peril, this could mean a total loss. Make sure that your insurance covers for additional living expenses such as food, clothing and even shelter. Additional living expenses may vary depending on the insurance company. Some companies allow unlimited cash flow in this coverage while others will cover a percentage of your total homeowner’s insurance coverage and others do not provide at all.
4. Personal Liability Coverage. This protects you from lawsuits because of body injury or damage to property in which it is your legal responsibility to pay. Example of a liability case is when a person accidentally falls and slips on your property or a visitor trips down the stairs or even someone who is bitten by your dog. There Identifying Insect Eggs In The Garden are many potential liability issues so make sure you are covered-some major lawsuit could up you losing your house. It is very hard to predict lawsuits so it is important to have much liability coverage. You can ask your insurance agent how much it would cost to increase your liability limits. Most are generally under $100.00.
5. It is best to have an insurance coverage that takes care of your business. If you have business at home or …

Termite Control Jobs That Can Stop Nightmares for Homeowners

Each and every creature has a special role in the environment to make it balanced. However, some creatures are just way too damaging for humans that some of them will needed to be eliminated. One of the most harmful creatures that home owners are worried about are termites. It is really not easy dealing with termites especially if their colony inside your house is already big enough to eat down the entire house structure. It is very important that one will have the right knowledge about termites and how to deal with them so that one can have a termite-free home. Here are some termite control jobs that one can perform in their own house.
Termite inspection is a good start for a termite control program for a house. This is the process of inspecting the entire house and seeks for the colonies that were produced inside the house. In doing this, a termite expert would know where to give focus when performing the elimination of the termites. Some termite expert companies are now using different gadgets that can help them in the inspection Part Time Pest Control Jobs Near Me of the entire house. A flashlight with bright light can help in inspecting the house from termites. Some also make use of a moisture meter which picks up levels of moisture in walls or wood. This is effective because termites are moist as they go out onto the soil. There are still other gadgets that are being used to inspect the house from termites. Learn more about termite control.
Once the colonies have been detected, it is now the time for eradication. There are ways to eliminate these pesky creatures from your home. But the most effective is by seeking help from professionals. Some people would opt to do the procedure themselves without even knowing the right way to do it. This can even add more damages especially when the procedure is not successful. It is better to hire people who know a lot about termites and the different procedures that can be used against these creatures.
There are many termite expert companies that are readily available to help home owners no matter how severe the infestation has become. Most of these companies have the most advanced gadgets and methods being used to ensure successful results. By consulting these experts, one can achieve a termite problem-free home. The homeowner will also be relieved from the damages and harm that the creatures can create. Aside from termites, companies can also deal with different pests that invade homes. It Chemical Pest Control Methods is important that one is able to protect their homes from such creatures. In doing this, they are assured that they will have a home to live in for many years to come. Simple signs of infestations should alarm one to act on it and have a procedure to do against the creatures. It will also be helpful if one knows different methods to use. This way, they …